Grow your company capital with 4%* p.a.

    Open an account in minutes with a fully digital process
    Start earning immediately without a reference account
    Move your funds wherever you need it, whenever you need it

*Minimum deposit €1.000. 4% on up to €100.000 in deposits, then 1.5% on the remaining balance. This is a variable percentage that may change on an ongoing basis based on market conditions.

Product Snapshot

Hundreds of startups are already using Pile

The smarter approach to business banking

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Earn up to 4% p.a. and extend your runway

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Automate transactions to ensure money is always in the right place

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Access and manage funds from all accounts with one single login

Like an overnight account, just better

No reference account needed

Earnings calculated daily and delivered quarterly

Full liquidity and unlimited free transactions across Europe

* Minimum deposit €1.000. 4% on up to €100.000 in deposits, then 1.5% on the remaining balance. This is a variable percentage that may change on an ongoing basis based on market conditions.

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* Minimum deposit €1.000. 4% on up to €100.000 in deposits, then 1.5% on the remaining balance. This is a variable percentage that may change on an ongoing basis based on market conditions.

If you deposit

into your Pile account, you’ll earn an extra 6.250this year

Centralised finance operations

Consolidate accounts for easy access and reduce manual tasks

Simplify fund transfers between accounts from one single login

Generate quick, insightful financial reports for informed decision-making

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User IconUser Icon

Pile is the first solution that allowed me to open a digital bank account within minutes, even though complex company structures are standard for VC firms. With Pile, it’s easy to manage my entities and accounts in one single dashboard.

Eckart Koerner

CFO

Angel Invest

Your money in safe hands

Thanks to our network of selected and regulated partner banks, you get the safety of a traditional bank with the modern interface of a modern technology company.

European Deposit Insurance Scheme (EDIS)

Backed by EDIS, your deposits are safeguarded up to €100,000, ensuring peace of mind and financial security in accordance with EU regulations.

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PSD2 compliant

Adhering to the stringent PSD2 regulatory standards, we champion transparency and robust security measures to protect your financial data.

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2-factor authentication

Your transactions are secured with two-factor authentication (2FA), adding an extra layer of defense against unauthorized access.

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Fund safety

Your funds remain secure, even in the unlikely event of Pile's insolvency. Partnered with licensed and regulated institutions, we prioritize the complete safety of your funds.

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Book a demo and let treasury experts advise you on your optimal setup

FAQs

What is Pile?

Pile is a treasury service app for high-growth startups from seed to Series C, as well as business angels and venture capitalists. Pile includes a bank account and access to various product features such as fixed deposits and overnight money, and allows you to set up your entire banking setup across multiple banks and view everything in a single dashboard overview. Pile helps you grow, manage and keep your capital safe.

Why should I use Pile?

How much does Pile cost?

Is Pile a bank?

What are the requirements to open a Pile account?

How long does it take to open a Pile account?

How are my deposits protected?

User IconUser Icon

We started using Pile from the very beginning, which allowed us to diversify early and create a super lean setup that made us feel secure at any point in time.

Katia Yakovleva

Co-founder

ContentRadar

Try Pile free for 7 days

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